Wednesday, August 27, 2014
Tuesday, August 26, 2014
[Banking Awareness] Types of Cheque Banking Awareness Questions
### TYPES OF CHEQUES ###
1. Order Cheque : A cheque which is payable to a particular person or his order is called an order cheque.
2. Bearer Cheque : A cheque which is payable to a person whosoever bears, is called bearer cheque.
3. Blank Cheque : A cheque on which the drawer puts his signature and leaves all other columns blank is called a blank cheque.
4. Stale Cheque : The cheque which is more than three months old is a stale cheque.
5. Multilated Cheque : If a cheque is torn into two or more pieces, it is termed as mutilated cheque.
6. Post Dated Cheque : If a cheque bears a date later than the date of issue, it is termed as post dated cheque.
7. Open Cheque : A cheque which has not been crossed is called an open cheque. Even if a cheque is crossed and subsequently the drawer has cancelled the crossing at the request of the payee and af?xes his full signature with the words “crossing cancelled pay cash”, it becomes an open cheque.
8. Crossed Cheque : A cheque which carries too parallel transverse lines across the face of the cheque with or without the words “I and co”, is said to be crossed.
9. Gift Cheques : Gift cheques are used for offering presentations on occasions like birthday, weddings and such other situations. It is available in various denominations.
10. Traveller’s Cheques : It is an instrument issued by a bank for remittance of money from one place to another

4. Stale Cheque : The cheque which is more than three months old is a stale cheque.
5. Multilated Cheque : If a cheque is torn into two or more pieces, it is termed as mutilated cheque.
6. Post Dated Cheque : If a cheque bears a date later than the date of issue, it is termed as post dated cheque.
7. Open Cheque : A cheque which has not been crossed is called an open cheque. Even if a cheque is crossed and subsequently the drawer has cancelled the crossing at the request of the payee and af?xes his full signature with the words “crossing cancelled pay cash”, it becomes an open cheque.
8. Crossed Cheque : A cheque which carries too parallel transverse lines across the face of the cheque with or without the words “I and co”, is said to be crossed.
9. Gift Cheques : Gift cheques are used for offering presentations on occasions like birthday, weddings and such other situations. It is available in various denominations.
10. Traveller’s Cheques : It is an instrument issued by a bank for remittance of money from one place to another
Mind Tricks To Remember for Country and Capital Name
TRICKS TO LEARN COUNTRY AND CAPITALS
Country name and Capital name are same
Mexico – Mexico City
Kuwait – Kuwait City
Panama – Panama City
Vatican City – Vatican City
Guatemala – Guatemala City
Djibouti – Djibouti City
Singapore - Singapore
Monaco – Monaco
Luxembourg - Luxembourg
Tunisia - Tunis
Andorra – Andorra la Vella
Capital Names Ending with “Town”
South Africa - CapeTown
Guyana - Gorege Town
Sierra Leone - FreeTown
Barbados – BridgeTown
Korea’s Family
1) South Korea – Seoul
Seoul looks like “Soul”
Mind Trick : South Korea’s Soul
2) North Korea – Pyongyang
Pyongyang sounds like “Young-yang”
Mind Trick : North People are “Young”
Sweden – Stockholm
Sweden( sounds like ” Sweat-den”)
Stockholm(sounds like “Stock +Home”)
Mind Trick : Sweats are in Stock in our Home..
Jamaica –Kingston
Mind Trick : Jamaica’s men are “Kings”
Iran – Tehran
Mind Trick – Both words ends with “ran”
Bhutan – Thimpu
Bhutan souds like “Boot+tan”
Thimphu sounds like name “Tippu Sultan”
Mind Trick : Tippu Sultan wear Boots..
Canada – Ottawa
Ottawa sounds like “Oats”
Mind Trick : Canadians like Oats..
DenMark - CoPenhagen :
Mark(a name)
Co-Pen(means Others Pen)
Mind Trick : Mark uses others Pen.
Hungary – Budapest
Hungary looks like “Hungry”
Budapest sounds like “Buddha+pest
Mind Trick : Buddha is very Hungry.
Argentina –Buenos Aires
Aires look like “Airs”
Mind Trick : Argentina’s Airs
Australia –Canberra
Canberra sounds like “Cadbury”
Mind Trick : Australia’s companies manufacture “ Cadburys”
Malta – ValLetta
Mind Trick: Malta – Letta
Morocco – Rabat
Rabat sounds like “Robert”
Mind Trick: Morocco’s Robert.
Romania – Bucharest
Mind Trick Romania people take “Rest”
Poland – WarSaw
Land - War – Saw
Mind Trick - I SAW a WAR happened in poLand
Czech Republic – Prague
Prague sounds like “Pray”
Mind Trick : Czech People “Pray” for God Daily
Ukraine - Kyiv
Ukraine sounds like (“Uk+rain”)
Kyiv sounds like (“key”)
Mind Trick : In Uk,while raining lost KEY
Taiwan – Taipei
Taiwan sounds like (“Tie +One”)
Taipei sounds like (“Tie +Pi”)
Mind Trick : TieOne – TiePi
Estonia –Tallinn
Estonia sound like “Yes +Stone”
Mind Trick : Stone is Tall
Venezuela- Caracas
Mind Trick : Veny Travels in Car
Congo- Brazzaville
Brazzaville-Brazil +Ville
Mind Trick : Congo’s to Brazil for hosting FIFA WorldCup
New Zealand - Wellington
Wellington -Washington
Mind Trick : New Washington
Bulgaria –Sofia
Bulgaria –Bulk +Area
Sofia looks like “Sofa”
Mind Trick : Bulk of Sofa’s in that Area
Brazil – Brasillia
Brasillia – Brazil+lia
Croatia- Zagreb
Croatia sounds like (“Coast +Asia”)
Zagreb sounds like (“za+Grey”)
Mind Trick: Coast Asia people like “Grey” Colour
Cyprus – Nicosia
Nicosia sounds like (“Nik +Asia”)
Famous Countries & Capitals
Afghanistan - Kabul
Bangladesh - Dhaka
China - Beijing
Pakistan - Islamabad
UAE - Abu Dhabi
Vietnam - Hanoi
Srilanka - Colombo
Philippines - Manila
Japan - Tokyo
Italy - Rome
France - Paris
Spain - Madrid
Country name and Capital name are same

Kuwait – Kuwait City
Panama – Panama City
Vatican City – Vatican City
Guatemala – Guatemala City
Djibouti – Djibouti City
Singapore - Singapore
Monaco – Monaco
Luxembourg - Luxembourg
Tunisia - Tunis
Andorra – Andorra la Vella
Capital Names Ending with “Town”
Guyana - Gorege Town
Sierra Leone - FreeTown
Barbados – BridgeTown
Korea’s Family
Bangladesh - Dhaka
China - Beijing
Pakistan - Islamabad
UAE - Abu Dhabi
Vietnam - Hanoi
Srilanka - Colombo
Philippines - Manila
Japan - Tokyo
Italy - Rome
France - Paris
Spain - Madrid
Sports Quizzes|Sports Current Affairs Quiz| Current Affairs in Sports
1) Where was the Commonwealth Games (CWG) 2014 held from 23 July to 3 August 2014?
Ans. Glasgow, Scotland
3) What was India's position in the Common Wealth Games 2014?
Ans. Fifth position
Note: India finished with a total of 64 medals (15 Gold, 30 silver and 19 Bronze).
4) In the closing ceremony of CWG 2014 who was the Indian contingent’s flag bearer?
Ans. Seema Punia
Note: She won won Silver in women's discus throw.
5) Who was the torch bearer for India in the opening ceremony of CWG 2014?
Ans. Shooter Vijay Kumar
6) Which countries finished 1st, 2nd and 3rd respectively in CWG 2014?
Ans. 1st- England with 58 Gold
2nd- Australia with 49 Gold
3rd- Canada with 32 Gold.
Note: Host Scotland finished 4th with 19 Gold.
7) Who became the first Indian woman gymnast and second person of the country (after Ashish Kumar, male who won in the 2010 Delhi Commonwealth Games) to win a medal at the Commonwealth Games?
Ans. Dipa Karmakar
8) Prime Minister Narendra Modi in the first week of August 2014 visited which neighboring country?
Ans. Nepal
Note: This was the first visit of an Indian Prime Minister to Nepal in 17 years. In 1997, then Prime Minister I K Gujral had visited Nepal.
9) Who on 3 August 2014 became the third Indian to win Gold medal in Badminton at Commonwealth Games (CWG)?
Ans. Parupalli Kashyap
Note: He defeated Derek Wong of Singapore in the final. Prakash Padukone won Gold for India in 1978 and Syed Modi in 1982.
10) Who was appointed as Deputy National Security Adviser (NSA) on 4 August 2014?
Ans. Arvind Gupta
Note: Post of Deputy National Security Adviser fell vacant after the resignation of Nehchal Sandhu.
11) Name the eminent cartoonist who created the comic book character like Chacha Chaudhary and Sabu who died on 6 August 2014? #BellTheIBPSPOIV
Ans. Pran Kumar Sharma
12) Name the anytime anywhere bill payment system for which Reserve Bank of India (RBI) on 7 August 2014 issued draft guidelines?
Ans. Bharat Bill Payment System (BPPS)
13) Lok Sabha speaker Sumitra Mahajan on 7 August 2014 appointed a committee under the chairmanship of former home secretary .......... to review Parliament security?
Ans. RK Singh
14) World Health Organization (WHO) has declared which disease as Global Health Emergency on 6 August 2014?
Ans. Ebola
15) Who was selected as the Chairperson of the Arjuna Awards Selection Committee on 7 August 2014?
Ans. Kapil Dev #BellTheIBPSPOIV
Note: This Committees will have 15 members which includes 12 sportspersons and 3 officials.
16) The prestigious Ramon Magsaysay Awards for year 2014 was announced on 31 July 2014. Name the winners?
Ans. Hu Shuli (Chinese investigative journalist), Saur Marlina Manurung, Omara Khan Masoudi from Afghanistan, The Citizens Foundation from Pakistan, Wang Canfa from China and Randy Halasan for Emergent Leadership from the Philippines.
17) Union Government granted Navratna Status to which company on 23 July 2014?
Ans. Container Corporation of India Limited (CONCOR)
Note: It is the 17th Central Public Sector Enterprise (CPSE) to achieve Navratna Status.
18) Name the Chairperson of the National Commission for Women (NCW) who demitted office on 1 August 2014?
Ans. Mamta Sharma
19) Which bank bagged the Core Banking System Initiative Award for the year 2014 at the Asian Banking and Finance - Retail Banking Awards 2014?
Ans. Bharatiya Mahila Bank Ltd
20) Name the Spanish midfielder who on 5 August 2014 announced his retirement from International football?
Ans. Xavi Hernandez
21) Which country launched construction work of a new Suez Canal on 6 August 2014?
Ans. Egypt
22) Name the Governor of Mizoram who was removed from the post on 6 August 2014 by President of India?
Ans. Kamla Beniwal
23) Who took oath as the first woman Chief Justice of Calcutta High Court on 5 August 2014?
Ans. Justice Dr. Manjula Chellur
24) Who was selected as the Chairman of the Dronacharya Award Selection Committee on 7 August 2014?
Ans. Ajitpal Singh #BellTheIBPSPOIV
Note: He was a three-time Olympian and former Hockey Captain
25) Who was given AIMA Business Leader of the Year’ Award 2014 on 6 August 2014?
Ans. Adi Godrej, Godrej group Chairman
26) Name the Syndicate Bank Chairman-cum-Managing Director (CMD) who was suspended by Union government on 4 August 2014 after he was arrested by Central Bureau of Investigation (CBI) on 2 August 2014 for accepting bribe?
Ans. SK Jain
27) Union Ministry of Human Resource Development (HRD) on 3 August 2014 set up a four member committee to review the present status of Universities Grants Commission’s (UGC). Who will head the committee?
Ans. Hari Gautam, the former UGC chairman.
28) Prasar Bharati, India’s Public Service Broadcaster on 5 August 2014 signed a Memorandum of Understanding (MoU) with ....... for distribution of Doordarshan’s overseas India channel, DD India on a DTH platform?
Ans. Deutsche Welle, the German public service broadcaster.
29) Union cabinet on 6 August 2014 approved the Juvenile Justice (Care and Protection of Children) Bill, 2014 to amend which act?
Ans. Juvenile Justice (JJ) Act, 2000
30) A book Strictly Personal, Manmohan and Gursharan published on 5 August 2014 was authored by?
Ans. Daman Singh #BellTheIBPSPOIV
Note: Book is the untold story of Manmohan Singh, India’s thirteenth Prime Minister, and his wife.
31) Name the striker of Ivory Coast who announced his retirement from international football on 8 August 2014?
Ans. Didier Drogba
32) Union Cabinet on 6 August 2014 raised the Foreign Direct Investment (FDI) limit in Defence sector from ...... percent to 49 percent?
Ans. 26
33) Defence procurements from which Italian company were put on hold by the Union Government on 5 August 2014?
Ans. Finmeccanica
34) The construction work of the world’s tallest railway bridge began on 28 July 2014 near Noney in which state?
Ans. Manipur
1) Where was the Commonwealth Games (CWG) 2014 held from 23 July to 3 August 2014?
Ans. Fifth position
Note: India finished with a total of 64 medals (15 Gold, 30 silver and 19 Bronze).
Ans. Seema Punia
Note: She won won Silver in women's discus throw.
Ans. Shooter Vijay Kumar
Ans. 1st- England with 58 Gold
2nd- Australia with 49 Gold
3rd- Canada with 32 Gold.
Note: Host Scotland finished 4th with 19 Gold.
Ans. Dipa Karmakar
Ans. Nepal
Note: This was the first visit of an Indian Prime Minister to Nepal in 17 years. In 1997, then Prime Minister I K Gujral had visited Nepal.
Ans. Parupalli Kashyap
Note: He defeated Derek Wong of Singapore in the final. Prakash Padukone won Gold for India in 1978 and Syed Modi in 1982.
Ans. Arvind Gupta
Note: Post of Deputy National Security Adviser fell vacant after the resignation of Nehchal Sandhu.
Ans. Pran Kumar Sharma
Ans. Bharat Bill Payment System (BPPS)
Ans. RK Singh
Ans. Ebola
Ans. Kapil Dev #BellTheIBPSPOIV
Note: This Committees will have 15 members which includes 12 sportspersons and 3 officials.
Ans. Hu Shuli (Chinese investigative journalist), Saur Marlina Manurung, Omara Khan Masoudi from Afghanistan, The Citizens Foundation from Pakistan, Wang Canfa from China and Randy Halasan for Emergent Leadership from the Philippines.
Ans. Container Corporation of India Limited (CONCOR)
Note: It is the 17th Central Public Sector Enterprise (CPSE) to achieve Navratna Status.
Ans. Mamta Sharma
Ans. Bharatiya Mahila Bank Ltd
Ans. Xavi Hernandez
Ans. Egypt
Ans. Kamla Beniwal
Ans. Justice Dr. Manjula Chellur
Ans. Ajitpal Singh #BellTheIBPSPOIV
Note: He was a three-time Olympian and former Hockey Captain
Ans. Adi Godrej, Godrej group Chairman
Ans. SK Jain
Ans. Hari Gautam, the former UGC chairman.
Ans. Deutsche Welle, the German public service broadcaster.
Ans. Juvenile Justice (JJ) Act, 2000
Ans. Daman Singh #BellTheIBPSPOIV
Note: Book is the untold story of Manmohan Singh, India’s thirteenth Prime Minister, and his wife.
Ans. Didier Drogba
Ans. 26
Ans. Finmeccanica
Ans. Manipur
Sunday, August 24, 2014
List of Heads of Important Indian Organizations
List of Heads of Important Indian Organizations
1. Chief Economic Advisor - Siddharth Tiwari
2. Chief Election Commissionor - V.S.Sampath
3. RBI - Raghu Ram Rajan
4. RAW - Alok Joshi
5. SBI - Arundhyuti Bhattyacharya
6. SEBI - U.K. Sinha
7. IB - Saiyad Ashif Ibrahim
8. IBPS - Mr.Anup Sankar Bhattacharya
9. IRDA - T.S.Vijayan
10. ISRO - Dr. K. Radhakrishnan
11. NABARD - Dr. Harsh Kumar Bhanwala
12. NASSCOM - R. Chandrasekhar
13. SSC - Amitava Bhattacharyya
14. TRAI - Rahul Khullar
15. UGC - Ved Prakash
16. UPSC - Smt. Rajni Razdan
17. DRDO - Avinash Chander
18. FICCI - Sidharth Birla
19. ASSOCHAM - Rana Kapoor
20. CAG - Shashi Kant Sharma
21. CBDT - K.V. Chaudhary
22. CBI - Ranjeet Sinha
23. CCI - Ashok Chawla
24. National Commission for women - Mamta Sharma
25. National Innovation Commission - Sam Pitroda
26. National Security Advisor - Ajit Kumar Doval
27. Press Trust of India - K N Shanth Kumar
28. Attorney General of India - Mukul Rohatgi
29. Bombay Stock Exchange - Ashish Kr. Chauhan
29. National Stock Exchange - Chitra Ramkrishna
30. Press Council of India - Marandey Katju
2. Chief Election Commissionor - V.S.Sampath
3. RBI - Raghu Ram Rajan
4. RAW - Alok Joshi
5. SBI - Arundhyuti Bhattyacharya
6. SEBI - U.K. Sinha
7. IB - Saiyad Ashif Ibrahim
8. IBPS - Mr.Anup Sankar Bhattacharya
9. IRDA - T.S.Vijayan
10. ISRO - Dr. K. Radhakrishnan
11. NABARD - Dr. Harsh Kumar Bhanwala
12. NASSCOM - R. Chandrasekhar
13. SSC - Amitava Bhattacharyya
14. TRAI - Rahul Khullar
15. UGC - Ved Prakash
16. UPSC - Smt. Rajni Razdan
17. DRDO - Avinash Chander
18. FICCI - Sidharth Birla
19. ASSOCHAM - Rana Kapoor
20. CAG - Shashi Kant Sharma
21. CBDT - K.V. Chaudhary
22. CBI - Ranjeet Sinha
23. CCI - Ashok Chawla
24. National Commission for women - Mamta Sharma
25. National Innovation Commission - Sam Pitroda
26. National Security Advisor - Ajit Kumar Doval
27. Press Trust of India - K N Shanth Kumar
28. Attorney General of India - Mukul Rohatgi
29. Bombay Stock Exchange - Ashish Kr. Chauhan
29. National Stock Exchange - Chitra Ramkrishna
30. Press Council of India - Marandey Katju